LIC HOUSING FINANCE LIMITED
CHECKLIST FOR CUSTOMER – Resident Indians – SELF EMPLOYED
- Duly filled in application with latest 3 photographs duly signed across.
- Non-refundable 1st Upfront Fees Cheque (Balance payable after sanction)
- Qualification proof – (compulsory for Professionals)
- Identity proof:
(Original to be shown at the time of personal discussion with company
official)
Self-employed ( whose income is considered): PAN card and ADHAR card –self-attested. Others: Voter ID / Passport / Driving license – self-attested
- (Anyone original to be
shown at the time of personal discussion with an official)
Residence Address Proof: (To be Self-Attested)
Telephone
Bill / Electricity Bill / Ration Card / Passport / Voter ID /
Lease
or Rent Agmt.
****BUSINESS PROFILE *****
Business Address Proof: (To be Self-Attested)
Telephone
Bill / Electricity Bill /
6.
Business Continuity Proof (Minimum 3 years continuity essential)
(a) Article of Association / Memorandum of
Association / Certificate of Incorporation – For Directors of Companies
(b)
Shop & Establishment License Registration certificate of the business from
the relevant authorities – For Proprietary
/ Partnership firms
(c) Certificate of Practice (COP) - For Professionals
(d) Letter from Bank where the Firm has Current
Account specifying the Tenor of Account held – For others
7.
Income Proof (All Income Papers to be self-Attested)
In Case Applicant is a
Sole Proprietor / Proprietrix
a.
ITR (Saral) Copies with .acknowledgement
for latest 3 years
b.
Balance Sheet, P&L Account
& Computation of Income for last 3 yrs along with auditor’s report.
c.
Copies of Advance Tax paid
challans.
d.
Copies of Form 16A and 3 years
Form 26 AS (if applicable)
e.
Savings Bank Statement (Individual)
for past 6 months
f.
Current Account statement
(Business) for past 12 months
g.
Profile of firm
h.
3 years latest form 26AS
i.
GST and old registration proof
In case Applicant is a Partner in a Partnership Firm
a. Partnership deed
b. Profile of Firm
c. Firm’s ITRs & Audited /
Certified Balance Sheet, P&L A/c,
Computation of income along with Auditor’s report
d. Firm’s Bank statement for past 6
months
e. Individual’s Bank statement for
past 6 months
f. Individual’s Financials of the
partners for past 3 years - ITRs,
Computation, BS & P&L
g. 3 years latest form 26AS
h. GST and old registration proof
In case of Applicant is a Director / Major Shareholder of the Company
a. Memorandum & Articles of
Association
b. Certificate of Registration of Company
(ROC)
c. Details regarding main
shareholders & overall shareholding pattern
d.
Audited financials of the
company for the latest 3 years
e.
Company’s bank statements for
last 6 months
f. Individuals financials for the past 3 years & Bank statement for
past 6 months Salary credit up to till date .
g. 3 years latest form 26AS and Form
16 PART A&B
h. GST
i.
Pay slip for latest 6 months and CTC ( Cost to company )
8. Rental Income proof (if any):
a.
Copies of rental agreement
b.
Copy of sale deed & latest
property tax paid receipt.
c.
Bank credits for rent for 6 months
9. Copies of sanction letters of all existing & recently closed loans
(with closure proof) - personal / vehicle
/ consumer / home loans etc.
PROPERTY DOCUMENTS
1. For Flat under Construction
a.
Cost
break up letter
b.
c.
Receipts
for payment of margin money
d. Copy of Parent Documents
(for last 12 years) along with E.C. (for last 15 years)
e. Approved Plan(BDA/BBMP)
with applicant’s flat duly marked & signed by appl/s & builder
2.
For Purchase Cases – Ready Built House / Flat
a.
b. Parent Documents (for 12
years) along with E.C. (for last 15 years)
c. Latest Property Tax Paid Receipt
of Vendor
d. Approved plan(BDA/BBMP)
3.
In Case of direct allotment by Government bodies like BDA / KHB
a. Original allotment letter
b. NOC/Annexure A & B
c. Receipts for margin
money
4.
For House under Construction / Extension / Renovation / Mortgage
a.
b. Parent Documents (for
last 12 years) along with E.C. (for last 15 years)
c. Original Estimates for
Construction / renovation (from Valuer /Architect)
d. Approved Plan, Khata
certificate & Tax Paid Receipts (BDA/BBMP)
5. For Take Over from other Institutions
a.
Copy
of sanction letter
b.
Complete
loan Repayment Track
c.
Latest
O/s loan statement
d.
Original
List of documents with the Financial Institution / Bank
e.
NOC
from the Financial Institution / Bank for closure & transfer of documents
to LICHFL.
f.
Copy
of
g.
Parent
documents for the last 12 years along with E.C. for last 15 years
h.
Latest
Year Property Tax Paid Receipt & Khata certificate
i.
Interim
security
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