Buying LIC Life Insurance policy - difference between buying insurance online and offline

Buying LIC Life Insurance policy 

Difference Between Buying an LIC Policy Online and Offline

Life Insurance Corporation of India (LIC) is one of the most trusted insurance providers in India. With the advent of technology, buying an LIC policy has become more accessible than ever before. Potential policyholders can now choose between purchasing their policy online or offline. Each method has its own set of advantages and disadvantages, particularly when it comes to ease of purchase, support services, and claims processing. Here’s a detailed comparison to help you understand the differences and make an informed decision.

Buying an LIC Policy Online

Advantages

1. Convenience:

• 24/7 Availability: Online platforms allow you to purchase an LIC policy at any time, from anywhere. There’s no need to visit a branch or schedule a meeting with an agent.
• Quick and Easy Process: The online application process is straightforward, with user-friendly interfaces guiding you through each step. You can complete the entire process in a matter of minutes.

2. Transparency:

• Clear Information: All the necessary information about various policies, including benefits, terms, conditions, and premium calculators, is available online. This transparency helps in making an informed choice.
• Comparison Tools: Online platforms often provide tools to compare different policies side-by-side, helping you choose the one that best fits your needs.

3. Cost-Effectiveness:

• Lower Premiums: Buying policies online can sometimes be cheaper. The absence of intermediaries and lower operational costs for the insurer can lead to reduced premiums.

4. Immediate Documentation:

• Instant Policy Issuance: Once the payment is made, policy documents are issued instantly. They are sent to your registered email address, ensuring quick access and reduced paperwork.

Disadvantages

1. Lack of Personalized Service:

• No Personal Interaction: The absence of face-to-face interaction means you miss out on personalized advice and recommendations from an experienced agent who understands your unique financial needs.
• Self-Assessment: You need to have a good understanding of insurance products to choose the right policy without professional guidance.

2. Limited Support During Claims:

• No Direct Assistance: When it comes to claims processing, online buyers might find themselves without direct support. The policyholder or their nominees might struggle with paperwork and procedural complexities.
• Customer Service Delays: While online portals have customer service options, the lack of a dedicated agent can sometimes lead to slower resolution of issues.

3. Technical Challenges:

• Internet Dependency: A stable internet connection and basic digital literacy are required to navigate the online buying process.
• Security Concerns: Online transactions come with risks such as data breaches and cyber fraud. Ensuring the security of personal and financial information is crucial.

Buying an LIC Policy Offline

Advantages

1. Personalized Service:

• Dedicated Agent: When you buy an LIC policy offline, you typically do so through an agent. These agents provide personalized service, understanding your specific needs and recommending suitable policies.
• Detailed Explanations: Agents can explain policy details, benefits, exclusions, and other critical aspects in a face-to-face setting, ensuring you fully understand what you’re purchasing.

2. Assistance with Claims:

• Claims Support: One of the significant advantages of buying an LIC policy offline is the dedicated support during the claims process. Agents can assist in filling out forms, submitting documents, and following up with the insurance company.
• Local Presence: Having a local branch and agent to visit in case of issues provides a sense of security and immediate assistance.

3. Trust and Reliability:

• Human Touch: The personal relationship with an agent can build trust and confidence. This human touch is often reassuring for many policyholders.
• Accountability: Agents are accountable for providing correct information and support, as their reputation and livelihood depend on customer satisfaction.

4. No Technical Barriers:

• Accessibility: Buying offline is straightforward for those who are not tech-savvy or lack access to stable internet. It eliminates the need for digital literacy and the risks associated with online transactions.

Disadvantages

1. Time-Consuming:

• Appointment Scheduling: Buying a policy offline requires scheduling appointments, visiting branches, and spending time in meetings, which can be inconvenient for busy individuals.
• Paperwork: The offline process involves more paperwork and longer waiting times for policy issuance compared to the instant documentation available online.

2. Higher Costs:

• Agent Commissions: The involvement of agents and higher operational costs can lead to slightly higher premiums for policies bought offline.
• No Discounts: Unlike online purchases, offline policies may not benefit from certain discounts or lower premiums.

3. Limited Information:

• Dependent on Agent’s Knowledge: The information you receive is dependent on the agent’s expertise and knowledge. There is a risk of miscommunication or incomplete information.
• Difficulty in Comparing Policies: Offline buyers might find it challenging to compare multiple policies effectively, as they rely on the agent’s recommendations and available brochures.

Both online and offline methods of purchasing an LIC policy have their own set of benefits and challenges. Choosing the right method depends on your personal preferences, comfort with technology, and need for personalized service.

• Online Purchase: Ideal for tech-savvy individuals who value convenience, transparency, and quick access to policy documentation. However, it requires a good understanding of insurance products and self-management of claims and services.
• Offline Purchase: Best suited for those who prefer personalized service, face-to-face interaction, and dedicated support during the claims process. It offers a more traditional approach with the comfort of human assistance but can be time-consuming and slightly more expensive.

Ultimately, the decision should be based on your specific needs, comfort level, and the type of service you expect during the policy term and at the time of claims. Both methods aim to provide financial security and peace of mind, ensuring you can choose a path that best fits your lifestyle and preferences.

Life Insurance Corporation of India (LIC) - Buy LIC New policy - call: 9886568000

Life Insurance Corporation of India (LIC)

A Beacon of Trust and Prosperity

Founded on September 1, 1956, the Life Insurance Corporation of India (LIC) stands as a pillar of the Indian financial landscape, having been established when the Indian government nationalized the private insurance industry. Spanning over half a century, LIC’s journey has been intertwined with the socio-economic development of India, making significant contributions to the nation's wealth creation while nurturing a deep-seated trust among its vast customer base.

Historical Overview

The inception of LIC was a result of the Life Insurance of India Act, passed in 1956, which led to the nationalization of 245 private life insurance companies. This monumental move was aimed at protecting the interests of policyholders and channeling funds into the Indian economy. Since its establishment, LIC has grown phenomenally, evolving into an insurer with an unparalleled reach and scale in India.

Customer Base and Penetration

LIC commands a towering presence in the Indian life insurance market, catering to a diverse clientele across urban and rural India. As of 2021, LIC reported serving over 250 million policyholders, a testament to its deep penetration and widespread appeal. The corporation’s extensive network, with thousands of branches and millions of agents, ensures its services are accessible to the farthest corners of the country. This vast reach is not just a business metric but reflects LIC's critical role in providing financial security to a significant segment of India’s population.

Wealth Creation and Economic Impact

LIC is not just a life insurance provider but a vital financial institution contributing to the broader economic fabric of India. Through the mobilization of household savings, LIC has been pivotal in channeling funds into various sectors of the economy. The premiums collected are invested in government securities, infrastructure projects, and other secure instruments, thus fueling economic development and stability. The returns generated on these investments contribute to the wealth of policyholders, fostering a cycle of wealth creation and financial inclusion.

Policyholder Trust and Reliability

Trust is the cornerstone of the insurance business, and LIC has built an immense reservoir of trust over the years with its policyholders. The corporation's consistency in fulfilling claims and settling disputes efficiently has reinforced its reputation as a reliable insurer. The government backing further enhances this trust, assuring policyholders of the safety of their investments and the guarantees on their policies. This enduring trust has enabled LIC to maintain a dominant position in the Indian market despite increasing competition from private insurers.

World Ranking and Competitiveness

On the global stage, LIC holds its ground as one of the largest insurance companies in terms of customer base. Its immense size and the volume of funds managed also place it among the top global insurance players in terms of assets. LIC's impact and footprint in the life insurance industry underscore its critical role not just in India but as a notable entity in the international insurance market.

Government Guarantee and Sovereign Support

One of the unique features of LIC is the sovereign guarantee provided by the Government of India, which covers the sums assured with respect to all policies issued by LIC. This guarantee ensures that the policyholder’s interests are safeguarded under all circumstances, providing a significant edge over private competitors who lack such backing. This government assurance is pivotal, especially in turbulent economic times, as it underpins the financial security of millions of individuals and families.

Future Outlook and Innovations

As India progresses, LIC continues to adapt and innovate to meet the changing needs of its policyholders and the market. Embracing digital technologies, improving customer service interfaces, and expanding into newer insurance products are part of LIC’s strategy to stay relevant and competitive. With the government’s push towards financial literacy and inclusion, LIC’s role is likely to expand further, making it a key player in the mission to build a financially secure and inclusive India.

LIC of India has not only witnessed but also contributed to the shaping of India’s economic history. Its role in wealth creation, backed by a mammoth customer base and the unwavering trust of its policyholders, highlights its significance in the nation's socio-economic narrative. With its solid foundation and government backing, LIC continues to stand as a beacon of trust, prosperity, and security, promising a brighter and more secure future for millions of Indians. As it marches forward, LIC remains synonymous with life insurance in India, a true testament to its enduring legacy and leadership.

LIC Branches in Karnataka - LIC Karnataka

Type	Code	Address	Pincode	District
BO	622	Race Course Road, P B No.6, Madikeri	571201	Athani
SO	063JT001	LIC of India, Ranna Circle, Mudhol	587313	Bagalkot
BO	063J	New Mudhol Road, Kunchnur Circle, Jamkhandi	587301	Bagalkot
SO	6141T001	LIC of India, Kanthi Circle, Ilkal	587125	Bagalkot
SO	0634T001	LIC of India, Bilagi Satellite Office, Near B.R. Ambedkar Circle, Bilagi	587116	Bagalkot
BO	634	Jeevan Jyoth, Sector-24, Navanagar, Bagalkot	587101	Bagalkot
BO	6141	Extension, Chalukyanagar, Badami	587201	Bagalkot
BO	304	PB No.3, Jeevan Jyothi, Near Peace Park, Kollegal	571440	Bailhongal
BO	063N	Saugandhipura, Dharwad Road, Saundatti	591126	Belagavi
SO	063PT001	Karikatti Buildings, Opp.Shankarlingeswar Kalyan Mantap, Nippani Road, Sankeshwar	591313	Belagavi
SO	063NT001	Naik Building, Lakshmi Nagar, Ramdurg	591123	Belagavi
SO	063TT001	Sankapal Building, Main Road, Raibag	591317	Belagavi
SO	0636T001	LIC of India, Dhumale Complex, Chikodi Rd., Nippani	591237	Belagavi
SO	0635T001	Opp. Bus Stand, Khanapur, Belgaum	591302	Belagavi
SO	063PC001	K.R. Dalwai Complex, Mayur School Road, Basav Nagar, At Post Tal.Gokak	591307	Belagavi
BO	063P	Falls Road, Gokak, Gokak	591307	Belagavi
BO	636	Mahalingapur Road, Chikodi, Chikodi	591201	Belagavi
BO	6142	Divisional Office Building, Goaves, Nr.Basaveswar Circle, Belgaum	590011	Belagavi
BO	063G	Congress Road, Tilakwadi, Belgaum	590006	Belagavi
BO	063W	Sogal Road, Sogal Road, Bailhongal, Bailhongal	591102	Belagavi
BO	063T	PB No.17, Satti Road, Athani	591304	Belagavi
SO	066RT001	2nd Floor, P Card Bank Building, Sadashiva Nagar, Siruguppa	583121	Bellary
SO	0628T001	LIC of India, Sandur SO, Lb Colony, Jagdeesh Nilay, 14th Ward, Nr. Old Bus Stand, Above Syndicate Bank, Sandur	583119	Bellary
SO	063HT001	I Floor, Koganti Complex, 1708/2Sreeshaila Opp To Canara Bank, Cb Road, Kottal Road, Kampli, Dit.Bellary	583132	Bellary
SO	066HT001	LIC of India, Prakash Complex, Huvinahadagalli, Bellary Dist.	583129	Bellary
BO	063H	Saharna Plaza, T.B. Dam Road, Hospet	583201	Bellary
BO	066H	D.No.1771, Ward No.10, Harapanahalli	583101	Bellary
BO	066R	Mothi Circle, H.R.G. Complex, Bellary	583101	Bellary
BO	628	PB No.29, Station Road, Bellary	583101	Bellary
SO	0612T001	Yelahanka Satellite Office, 692, I Floor, Aishwarya Complex, Opp. Seshadripuram College, 3rd Phase, A Sector, Yelahanka Satellite Town, Bangalore	560064	Bengaluru
SO	061PT001	Above Syndicate Bank Floor, White Field Main Road, Bangalore	560066	Bengaluru
DO	36	DO-II, PB No.3829, Jeevan Jyothi, Next To Bda Complex, Indiranagar, Bangalore	560038	Bengaluru
BO	061W	Mg Road Br, 3rdrd Floor, C.Kiran Bldg, Kasturba Road, Bangalore	560001	Bengaluru
BO	6011	Gkr-Vd, #38, I Floor, 12Th Cross, 12Th Cross, Ganganagar, Bangalore	560024	Bengaluru
BO	036A	Kr Puram, Lakshmi Compl., Op.Synd Bank, Old Madras Rd, Bangalore	560036	Bengaluru
BO	061L	Kr Branch, Annapurna No6, 1F, 7Th Main 3rd Block, Bangalore	560034	Bengaluru
BO	061P	White Field, Jb Nagar, Jb Nagar Bus Stand, Bangalore	560075	Bengaluru
BO	061M	Cb 18, #86/3-4, Ii Floor, Next To Canara Bank, Coles Road, Bangalore	560042	Bengaluru
BO	061F	Indiranagar Branch, Next To Bda Compl, 3Floor, Bangalore	560038	Bengaluru
BO	309	St.Marks Road Branch, Oriental Blg, 1F, Mg Road, Bangalore	560001	Bengaluru
BO	308	Richmond Town Br.1Fl, Can.Mutual Blg, Resid. Road, Bangalore	560025	Bengaluru
BO	801	Next Bda Compl. G Floor, 2nd Stage, Indira Nagar, Bangalore	560038	Bengaluru
BO	603	Civil Station East, Ground Floor, Oriental Building, Mg Road, Shimoga	560001	Bengaluru
BO	612	Civil Station Br., Oriental Blg, Iifl, Mg Road, Bangalore	560001	Bengaluru
BO	614	Residency Road Branch, Canara Mutual Blg, No.4, Rr, Bangalore	560025	Bengaluru
SO	0603T001	LIC of India, Canara Mutual Buildings, Residency Road, Bangalore	560025	Bengaluru
SO	0611T001	No.594, I Floor, Hmt Layout, Vidyaranayapura Main Road, Bangalore	560097	Bengaluru
SO	061XT001	LIC of India, 1st Floor, 1103, 1st Main, 4th Cross, Ring Road, Kengeri Upanjagara, Kengeri Sat.Town, Bangalore	560060	Bengaluru
SO	061AT001	LIC of India, Ist Floor, 374/A, 80Ft. Rd., Mysore Bank Colony, Bsk-Stage-I, Bangalore	560050	Bengaluru
SO	061CT001	No.21 & 22, New No.12 &13, 1st Cross, Industrial Area, Ns Palya, Bannergatta Road, Bangalore	560076	Bengaluru
P&GS	G501	4th Floor, Jeevan Prakash Building, PB No.6694, J.C. Road, Bangalore	560002	Bengaluru
DO	61	Jeevan Prakash Building, Divl.Office-1, P.B.No.6694, J.C. Road, Bangalore	560002	Bengaluru
BO	061B	3rd Fl, Jeevan Prakash Blg, Jc Road, Bangalore	560002	Bengaluru
BO	6002	Gr. Fl, United India Blg, Jc Road, Bangalore	560002	Bengaluru
BO	061Y	Jeevan Soucha, 1Fl, Jp Nagar, 1st Phase, Sarakki Branch, Bangalore	560078	Bengaluru
BO	061X	No.18/C, Adichunchanagiri, Mutt Shopping Complex, Vijayanagar, Bangalore	560040	Bengaluru
BO	061U	43/1, Yeshwanthpur, Tumkur Road, Bangalore	560022	Bengaluru
BO	061G	543, 544, 545/16, Sthanikams, Arcade, Dr.Rajajinagar Rd, Bangalore	560010	Bengaluru
BO	061D	No.12, Gmn Compl. I Main, Gokul 1 Phase, Yeshwenthapur, Bangalore	560054	Bengaluru
BO	061C	Jeevan Soudha 3rd Floor, Jp Nagar, I Phase, Bangalore	560078	Bengaluru
BO	610	1 Fl, Jeevan Prakash Blg, Jc Road, Bangalore	560002	Bengaluru
BO	604	1st Fl, Srithvi Building, K G Road, Bangalore	560009	Bengaluru
BO	061A	No.1, 1st Cross, 3Main Rd, Chamarajpet, Basavanagudi, Bangalore	560018	Bengaluru
BO	613	1st Fl, Jeevan Sampige, Next To Sampige, Malleswaram, Bangalore	560003	Bengaluru
BO	611	United India Building, 1st Fl, Jc Road, Bangalore	560002	Bengaluru
SO	0611T002	LIC of India, Jeevan Prakash, J.C. Road, Bangalore	560002	Bengaluru
SO	0602T001	LIC of India, 114, Cr. Complex, Chandapur Circle, Hosur Main Road, Bangalore	560081	Bengaluru
BO	602	Indian Mutual Building , Nr Square Road , Bangalore	560002	Bengaluru
SO	061ET001	Khata No.3388/2667, 1st Floor, Paramanna Layout, Opp. Jayaprasad Nursing Home, Above Syndicate Bank, Neelamangala	562123	Bengaluru Rural
SO	036AT001	K.M.P.S. Commercial Complex (2nd Floor), K.R. Extension, Hoskote Main Road, Po: Hoskote	562114	Bengaluru Rural
BO	061E	Hungi Chikkanna Mkt Bldg, Market Road, 'D' Cross Road, Dodballapur	561203	Bengaluru Rural
SO	061ET002	Shankar Building, 1st Floor, B.B. Road (Bangalore Baellary Rd.), Near Rto Office, Po: Devanhalli	562110	Bengaluru Rural
SO	066BT001	LIC of India, Apmc Yard, Shop No.1, Humabad, Bidar Dist.	585330	Bidar
BO	806	LIC Building, Near Railway Station, Bidar	585401	Bidar
SO	066BT002	Amarkumar Khandre Building, New Apmc Yard, Gunj Area, Bhalki	585328	Bidar
BO	066B	Basava Bhavan, Main Road, Basavakalyan	585327	Bidar
SO	066WT001	LIC of India, Near Basaveshwar Circle, Bijapur Road, Po/Tq Sindagi, Bijapur Dist.	586128	Bijapur
SO	66WT002	LIC of India Satallite Office, M.G.V.C. College Complex, Meddebihal	586212	Bijapur
SO	0633T001	LIC of India SO, No.622/1, First Floor, Plot No.11, Shanteshwar Building, Beerappa Nagar, Bijapur Road, Indi.Karnataka	586209	Bijapur
SO	0633T002	Bijapur SO, Padmavati Building, Akkamahadevi Road, Near Water Tank (Gunj), Bijapur	586101	Bijapur
BO	633	Mukund Nagar, Station Road, Bijapur	586101	Bijapur
BO	066W	Almatti Road, Basavana Bagewadi, Basavana Bagewadi	586203	Bijapur
SO	0304T001	212/A, Pv Vaidyeshwaran Complex, Near Bus Stand, T. Narsipura	571127	Chamrajnagar
SO	072NT001	580/504, Mahadevaprasad Building, Mysore-Ooty Road, Opp. Ksrtc Bus Stand	571111	Chamrajnagar
BO	608	Nanjangud Road, Chamarajanagar, Chamarajanagar	571313	Chamrajnagar
BO	062R	PB No.21, Jagajyothi Bh Road, Tarikere	577228	Chickmagalur
SO	062JT001	D.No.109/107, First Floor, Bharathi Bedi, Sahyadri Complex, Sringeri	577139	Chickmagalur
BO	6112	Pcard Building, Opp: PoLICe Station, Mudigere	577132	Chickmagalur
BO	062J	Jeevan Jyothi, PB No.26, Thyagaraja Road, Koppa	577126	Chickmagalur
BO	062T	LIC Building, K.B. Road, Kadur	577548	Chickmagalur
BO	626	LIC Building, PB No.59, Spencer Road, Chickmagalur	577101	Chickmagalur
SO	0606T002	LIC of India, Satellite Office, Madhugiri Road, Gouribidanur	561208	Chikkaballapur
BO	061R	P B No.20, 1Floor, Shahed Compl. Nr Extension, Chintamani	563125	Chikkaballapur
BO	606	No.10, B.B. Road, Nandi Bhavan, PB No.5, Chik Ballapur	562101	Chikkaballapur
SO	0606T001	LIC of India, Ashwathanarayana Shetty Estate, Ground Floor, Shopping Complex, Sbm Road, No.987/2, 987/6, Sbm Road, Bagepalli, Chickballapur Dist.	561207	Chikkaballapur
SO	062LT001	LIC of India, Satellite Office, No.3, Khb Colony, H.R. Road, Molakalmur	577535	Chitradurga
SO	062AT001	Ev Vardhman Building, Behind Jhothi Talkies, Vijayanagara Extn., Chitradurga Dist., Hosadurga	577527	Chitradurga
SO	0790T001	D Halappa Building, H.No.1708/2, Srisaila, Pb Road, Holalkare, Chitradurga Dist.	577539	Chitradurga
BO	790	Near Ksrtc Dept, P.B. Road, Chitradurga	577501	Chitradurga
BO	062L	Jeevan Jyothi, LIC Building, Tr Nagar, PB No.7, Challakere	577522	Chitradurga
SO	0629T001	D.No.4-16, LIC of India, Satellite Office, Krishna Building, Main Road, Sullia, .D.K. Dist.	574238	Dakshina Kannada
SO	629C001	LIC of India Satellite Office, Awin Complex, 2nd Floor, Apmc Road, Puttur.	574201	Dakshina Kannada
BO	629	P B No.12, LIC Building, Bhavani Shankar Temple Rd, Puttur	574201	Dakshina Kannada
BO	062M	Sri Narayana Guru, Sabha Gruha, Main Road, Mulki	574154	Dakshina Kannada
SO	0307T001	1st Floor, Veenu Sky Plaza, Kalsanka, Pranthya Village, Moodabidri, Mangalore Taluk	574227	Dakshina Kannada
P&GS	G508	Popular Building, 3rd Floor, PB No. 117, Mangalore	575001	Dakshina Kannada
BO	709	Jeevan Jyothi, PB No. 17, Shetty Circle, Mangalore	575001	Dakshina Kannada
BO	695	Ibrose Commerl. Complex, Jail Road, Mangalore	575001	Dakshina Kannada
BO	621	Popular Bldg, 1st Floor, PB No.69, Hampankatta, Mangalore	575001	Dakshina Kannada
SO	0621T001	LIC of India, Ga Complex, Bypass Road, Kanakandy	575002	Dakshina Kannada
SO	062BT001	1st Floor, Prajwal Complex, Ram Nagar, Main Road, Belthangady	574214	Dakshina Kannada
BO	062B	Ganesh Bldg, 1st Floor, Po:Jodumarga, Bantwal	574213	Dakshina Kannada
SO	0627T001	J.R. Halaswamy Building, Nehru Road, Jagalur	577528	Davangere
BO	062N	Jeevan Jyothi, Shimoga Road, Honnali	577217	Davangere
BO	062X	LIC Building, PB No.5, Shimoga Road, Harihar	577002	Davangere
BO	627	LIC Building, PB No. 76, K.R. Road, Davangere	577001	Davangere
BO	063Q	LIC Building, New Anand Flour Mills, Gadag Road, Navalgund	582208	Dharwad
SO	0632T001	Balikai Building, Kundagol, Hubli	581113	Dharwad
SO	0631T001	Kadlaskar Compound, Opp. Petrol Bunk, Karwar Road, Kalaghatgi	581204	Dharwad
BO	063F	Kalburgi Mansion, Va Kalburgi Mansion, Ii Fl. Lamington Road, Hubli-3rd	580020	Dharwad
BO	063B	Jeevan Jyothi, Club Road, Desai Cross, Hubli-Ii	580029	Dharwad
BO	632	LIC Building, Lamingtorn Road, Pbno.25, Hubli	580020	Dharwad
SO	0631C001	Jeevan Prakash, Do Building, College Road, Dharwad	580001	Dharwad
P&GS	G503	Jeevan Prakash, College Road, PB No.23, Dharwad	580001	Dharwad
DO	63	Divl.Office, P B No.16, Jeevan Prakash, College Rd, Dharwad	580001	Dharwad
BO	063A	Jeevan Prakash, College Road, Dharwad	580001	Dharwad
BO	631	Jeevan Prakash, College Road, Dharwad	580001	Dharwad
SO	6031T001	LIC of India, 1st Floor, Jiddi Bagil Building, Gadag, Badami Road, Ron	582209	Gadag
SO	063CT001	LIC of India, 1st Floor, Urban Bank Building, Pethban, Laxmeswar	582116	Gadag
BO	6031	Akash Deep, Palabadami Rd, Gad. Betageri, Gadag	582101	Gadag
BO	063C	Dr. Sajjanar Builiding, Kc Rani Road, Masari Extn., Gadag	582101	Gadag
BO	061K	Vanijya Bhavan, Twinkle Towers, Bangalore-Mysore Road, Sakleshpur	573134	Hassan
BO	072B	Jeevan Jyothi, Karyalaya Bhavan, Holenarasipur	573211	Hassan
SO	0619T001	1st Floor Siddalingeshwar Complex, Harshamahal Road, Hassan, Hassan	573201	Hassan
BO	619	Jeevan Jyothi, #200B, Main Road, Kuvempu Nagar, Hassan,	573201	Hassan
BO	6061	1st Fl, Prabhat Complex, Opp:Bus Stand, Bm Road, Channarayapatna	573116	Hassan
SO	061KT001	196/142, First Floor, Neethi Palana Stores, Opp. Ksrtc Bus Stand, Belur	573115	Hassan
BO	609	LIC of India, B.H. Road, Opp. Hoisaleshwar College, Arsikere	573103	Hassan
SO	072BT001	1161, First Floor, Keb Road, Arkulgod	573102	Hassan
SO	063RC001	Ranebennur SO, Bs Sannagoudar Building, No.88, Mruthyunjaya Nagar, Ranebennur, Dist. Haveri	581115	Haveri
BO	063R	LIC Building', P.B. Road, Ranebennur, Ranebennur	581115	Haveri
SO	063RT001	Kulkarni Building, Opp. Mini Vidhan Soudha, Main Road, Hirekerur	581111	Haveri
SO	638C001	LIC of India Clia Satellite Office, 1st Floor, Bhgavathi Building, Rajendra Nagar, 2nd Cross, P.B.Road, Haveri	581110	Haveri
BO	638	Poona-Bangalore Road, Haveri, Haveri	581110	Haveri
SO	0638T001	Parande Complex, Main Road, Hangal	581115	Haveri
SO	063RT002	LIC of India, Bydagi Satellite Office, Dr. Nidagundi Nursing Home, Bus Stand Road, Bydagi, Dist. Haveri	581106	Haveri
BO	063Y	Station Area, Hyderabad Road, Yadgir	585202	Kalaburagi
BO	063L	Jeevan Jyoth, Yadgir Road, Shahapur	585223	Kalaburagi
SO	063YT001	LIC of India, Sedam SO, D.No.3-1-49, Dbr Compound, Mathru Chaya College Road, Super Market, Sedam, Dist.Gulbarga	585222	Kalaburagi
SO	063LT001	Patil Complex, Near New Bus Stand, Main Road, Hunasagi, Dt. Gulbarga	585215	Kalaburagi
SO	066MC001	LIC of India, Gulbarga Clia SO, Opp. Darshan Lodge, Station Bazar, Gulbarga	585102	Kalaburagi
BO	066C	Biligundi Buildings, Station Road, Gulbarga	585101	Kalaburagi
BO	066M	Gda Layout, Nr. Central Bus Stand, Msk Mill Road, Gulbarga	585102	Kalaburagi
BO	646	PB No.16, Jail Garden Road, Gulbarga	585101	Kalaburagi
SO	0646T001	Opp Bus Stand, Aland, Raichur	585302	Kalaburagi
BO	062G	Pld Bank Building, Virajpet, Virajpet	571218	Kodagu
BO	062C	Jeevan Jyothi, Club Road, Somwarpet, Somwarpet	571236	Kodagu
SO	062CT001	LIC of India, Satellite Office, Radha Krishna Mansion, Bm Road, Kushalnagar	571234	Kodagu
BO	303	Nr. Ksrtc Bus Stand, Dr. Rajkumar Road, Kolar	563101	Kodagu
SO	0303T001	LIC of India, Nanjundeshwara Complex, Kolar Road, Malur	563130	Kolar
BO	616	LIC Bldgs, Ambedkar Road, Roberstonpet, Kola Gold Fields	563117	Kolar
BO	066P	Hospet Road, Koppal, Koppal	583231	Koppal
BO	063K	Main Road, Gangavathi, Gangavathi	583227	Koppal
BO	061J	Jonigara Street, Srirangapatna, Srirangapatna	571438	Mandya
SO	061JT001	LIC of India, Pandavapura Satellite Office, First Floor, Anand Complex, Krs Road, District Mandya	571434	Mandya
SO	072DT001	LIC of India, Satellite Office, Yadushyla, Opp. To Rtc, Bus Stand, Nagamangala	571432	Mandya
BO	618	Jeevan Jyothi', Bandi Gowda Layout, Bangalore-Mysore Road, Mandya	571401	Mandya
SO	061NT001	No.506/624, Ii Floor, Basweswara Comforts, Opp. Po, Mysore Road, Malavalli	571430	Mandya
BO	072D	Srikalegowda Complex, Mysore Road, Krishna Raja Pet	571426	Mandya
BO	072N	Jeevan Jyothi, Near Hullahalli Circle, Nanjangud	571301	Mysuru
DO	72	Divl.Office, Jeevan Prakash , Banga-Mys Rd, Bannimantap Extn , Mysore	570015	Mysuru
P&GS	G506	Branch-1, Annex Building, PB No 26, Krs Road, Mysore	570020	Mysuru
BO	072A	PB No.326, H. No.578, Dewans Road, Mysore	570004	Mysuru
BO	679	Jeevan Jyothi, Bangalore-Mysore Road, Bannimantap, Mysore	570015	Mysuru
BO	808	Govardhan Hotel Complex, Sri Harsha Road, Mysore	570001	Mysuru
BO	617	Jeevan Jyothi, Krs Road, LIC Building, Mysore	570020	Mysuru
BO	607	Jeevan Jyoth, Mysore-Hassan Road, K R Nagar	571602	Mysuru
BO	072C	No.3587/E, Ashirwad, Bangalore-Madikeri Road, Hunsur	571105	Mysuru
BO	066A	Jeevan Jyoth, LIC Bldg, Raichur Road, Sindhnur	584128	Raichur
P&GS	G507	Jeevan Prakash, 1st Floor, Station Road, Raichur	584101	Raichur
DO	66	Divl.Office, P B No.43, Jeevan Prakash, Ration Rd, Raichur	584101	Raichur
BO	645	Divisional Office, Beside Dist. Stadium, Stn Rd, Raichur	584101	Raichur
BO	066V	Jeevan Jyothi Building, 15-7-689 Raichur Road, Manvi	584123	Raichur
SO	066AT001	LIC of India, Satellite Office, Bangalore Bye Pass Road, Lingasugur	584122	Raichur
SO	0601T002	LIC of India, 2nd Floor, Siddarudashrama, Kalya Gate, Bangalore- Kunigal Road, Magadi, Ramanagara Dt.	562120	Ramanagar
BO	061V	1022, Church Street, Jc Extension, Kanakapura	562117	Ramanagar
BO	062F	Koppa Road, Thirthahalli, Thirthahalli	577432	Shivamogga
SO	0623T001	LIC of India, Noor Ahemd Building Ii Floor Nr. Bus Stand, Shikaripura Road, Sorab, Dt. Shimoga	577429	Shivamogga
BO	062E	Jeevan Thunga, Kamakshi Street, Shimoga	577201	Shivamogga
BO	625	PB No.35, LIC Building, Fort Road, Shimoga	577201	Shivamogga
BO	062S	M S Road, Shikaripura, Shikaripura	577427	Shivamogga
BO	623	PB No.22, LIC Building, New B.H. Road, Sagar	577401	Shivamogga
SO	062FT001	LIC of India, Dvr Complex, Shivamogga Road, P.O. Hosanagar, Shimoga Dist.	577418	Shivamogga
BO	6111	Jeevan Jyothi, LIC Building, Channagiri	577213	Shivamogga
BO	739	Near Rly Under Bridge, Umblebyle Rd, PB No.109, Bhadravati	577301	Shivamogga
SO	061TT001	Pld Bank Ltd. Building, D.B. Road, Tauvekare	572227	Tumakuru
BO	6001	Grain Merchants Assn Blg, J.C. Road, Tumkur	572102	Tumakuru
BO	615	PB No. 129, Railway Station Road, Tumkur	572102	Tumakuru
SO	061HT001	LIC of India, Guru Enterprises Building, N.H.4, Sira	572137	Tumakuru
BO	6003	2382/A, Bellari Road, Above Harsha Nursing Home, Pavagada	561202	Tumakuru
BO	061H	T.V.Venkataswamy Extn, Pavagada Road, Madhugiri	572132	Tumakuru
BO	061T	1299, Mallege, Dr.Thirumal Gowda'S Bdlg, Kunigal	572130	Tumakuru
SO	6001T001	LIC of India, Korategere SO, Mg Complex, Main Road, Korategere	572129	Tumakuru
SO	0615T001	LIC of India, C/O, Tap Cms Building, N.H. 206, Gubbi	572216	Tumakuru
SO	605T001	LICof India SO, 2nd Floor, Sriranga Complex, Opp.Pvt. Bus Stand, Chikanayakanahalli	572214	Tumakuru
DO	62	Divisional Office, PB No.8, Jeevan Krishna, Ajjarkad, Udupi	576101	Udupi
BO	062H	Jeevan Krishna Building, Ajjarkad, Udupi	576101	Udupi
BO	301	LIC Building , Nana Saheb Road, PB No.19 , Kundapura	576201	Udupi
BO	062K	Sri Narayanaguru, Sabha Bldg, National H.Way, Kaup	574106	Udupi
BO	307	LIC Building, PB No.3, Pervaje Road, Karkala	574104	Udupi
SO	0301T001	LIC of India, Halnad Complex, Main Road, Halsanadu, Opp Syndictate Bank, Byndoor, Udupi Dist.	576214	Udupi
BO	062W	Brahmvara, Udupi Tq., Udupi	576213	Udupi
SO	0637T001	Babu Hegde Estate, K.B. Road, Yellapur	581359	Uttara Kannada
BO	637	P.B. No. 7, Jeevan Jyothi, Court Road, Sirsi	581401	Uttara Kannada
SO	0637T002	LIC of India, Satellite Office, Shet Building, Tinnappa Naik Circle, Sirci Road, Siddapur	581355	Uttara Kannada
BO	639	P.B. No. 13, N.H. 17, Kumta, Kumta	581343	Uttara Kannada
BO	063E	Jeevan Karawali, LIC Building, Mg Road, Karwar	581301	Uttara Kannada
BO	063V	LIC Building, Ramatirtha Cross, Honnavar	581334	Uttara Kannada
BO	063M	Lenin Road, Near Bus Stand, Dandeli	581325	Uttara Kannada
SO	063VT001	LIC of India SO, Misbah Chamber 1st Floor, Nh 17 Bhatkal	581320	Uttara Kannada
SO	0639T001	H.S. Nayak Building, Saisadan, Opp. Sapna Hotel, Court Road, Ankola Dist. Uttara Kanndada	581314	Uttara Kannada