LIC HOUSING FINANCE LIMITED
CHECKLIST FOR CUSTOMER –
Resident Indians – SELF EMPLOYED
- Duly filled in application with latest
3 photographs duly signed across.
- Non-refundable 1st
Upfront Fees Cheque (Balance payable
after sanction)
- Qualification proof – (compulsory for Professionals)
- Identity proof:
(Original to be shown at the time of personal discussion with company
official)
Self-employed ( whose income is considered):
PAN card and ADHAR card –self-attested. Others: Voter ID / Passport / Driving license – self-attested
- (Anyone original to be
shown at the time of personal discussion with an official)
Residence Address Proof: (To be Self-Attested)
Telephone
Bill / Electricity Bill / Ration Card / Passport / Voter ID / Bk St. (certified
by the bank) /
Lease
or Rent Agmt.
****BUSINESS PROFILE *****
Business Address Proof: (To be Self-Attested)
Telephone
Bill / Electricity Bill / Bk St.
(certified by the bank) / Lease or Rent Agmt. / Shop & Establishment
Certificate / Registration
certificate of the business from the relevant authorities / Service Tax / VAT
Registration Certificate
6.
Business Continuity Proof (Minimum 3 years continuity essential)
(a) Article of Association / Memorandum of
Association / Certificate of Incorporation – For Directors of Companies
(b)
Shop & Establishment License Registration certificate of the business from
the relevant authorities – For Proprietary
/ Partnership firms
(c) Certificate of Practice (COP) - For Professionals
(d) Letter from Bank where the Firm has Current
Account specifying the Tenor of Account held – For others
7.
Income Proof (All Income Papers to be self-Attested)
In Case Applicant is a
Sole Proprietor / Proprietrix
a.
ITR (Saral) Copies with .acknowledgement
for latest 3 years
b.
Balance Sheet, P&L Account
& Computation of Income for last 3 yrs along with auditor’s report.
c.
Copies of Advance Tax paid
challans.
d.
Copies of Form 16A and 3 years
Form 26 AS (if applicable)
e.
Savings Bank Statement (Individual)
for past 6 months
f.
Current Account statement
(Business) for past 12 months
g.
Profile of firm
h.
3 years latest form 26AS
i.
GST and old registration proof
In case
Applicant is a Partner in a Partnership Firm
a. Partnership deed
b. Profile of Firm
c. Firm’s ITRs & Audited /
Certified Balance Sheet, P&L A/c,
Computation of income along with Auditor’s report
d. Firm’s Bank statement for past 6
months
e. Individual’s Bank statement for
past 6 months
f. Individual’s Financials of the
partners for past 3 years - ITRs,
Computation, BS & P&L
g. 3 years latest form 26AS
h. GST and old registration proof
In case of Applicant is a Director / Major Shareholder of the Company
a. Memorandum & Articles of
Association
b. Certificate of Registration of Company
(ROC)
c. Details regarding main
shareholders & overall shareholding pattern
d.
Audited financials of the
company for the latest 3 years
e.
Company’s bank statements for
last 6 months
f. Individuals financials for the past 3 years & Bank statement for
past 6 months Salary credit up to till date .
g. 3 years latest form 26AS and Form
16 PART A&B
h. GST
i.
Pay slip for latest 6 months and CTC ( Cost to company )
8. Rental Income proof (if any):
a.
Copies of rental agreement
b.
Copy of sale deed & latest
property tax paid receipt.
c.
Bank credits for rent for 6 months
9. Copies of sanction letters of all existing & recently closed loans
(with closure proof) - personal / vehicle
/ consumer / home loans etc.
PROPERTY
DOCUMENTS
1. For Flat under Construction
a.
Cost
break up letter
b.
Sale Agreement &
Construction Agreement
c.
Receipts
for payment of margin money
d. Copy of Parent Documents
(for last 12 years) along with E.C. (for last 15 years)
e. Approved Plan(BDA/BBMP)
with applicant’s flat duly marked & signed by appl/s & builder
2.
For Purchase Cases – Ready Built House / Flat
a. Sale Agreement
b. Parent Documents (for 12
years) along with E.C. (for last 15 years)
c. Latest Property Tax Paid Receipt
of Vendor
d. Approved plan(BDA/BBMP)
3.
In Case of direct allotment by Government bodies like BDA / KHB
a. Original allotment letter
b. NOC/Annexure A & B
c. Receipts for margin
money
4.
For House under Construction / Extension / Renovation / Mortgage
a. Sale Deed
b. Parent Documents (for
last 12 years) along with E.C. (for last 15 years)
c. Original Estimates for
Construction / renovation (from Valuer /Architect)
d. Approved Plan, Khata
certificate & Tax Paid Receipts (BDA/BBMP)
5. For Take Over from other Institutions
a.
Copy
of sanction letter
b.
Complete
loan Repayment Track
c.
Latest
O/s loan statement
d.
Original
List of documents with the Financial Institution / Bank
e.
NOC
from the Financial Institution / Bank for closure & transfer of documents
to LICHFL.
f.
Copy
of Sale deed, Sale & construction
agreement
g.
Parent
documents for the last 12 years along with E.C. for last 15 years
h.
Latest
Year Property Tax Paid Receipt & Khata certificate
i.
Interim
security
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